Student Athlete Solutions

Student Athlete Solutions

Specialty Insurance Solutions is a leader in developing and providing insurance products for intercollegiate athletic programs across the United States and from every major athletic association – NCAA, NAIA, NJCAA and NCCAA. Specialty Insurance Solutions is happy to work direct with individual colleges and universities or with an institution’s selected insurance consultant or broker. We provide basic athletic accident medical coverage, catastrophic injury insurance and unique products for international athletes and athletes without primary insurance. Let us show you what a difference decades of experience can do for your athletic insurance program.

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Student Accident Shield 1

Student Accident Shield

Student Accident Shield is a blanket accident insurance plan that provides coverage for all enrolled students. This unique product encompasses up to three types of coverage: 24-hour accident coverage, intercollegiate sports accident coverage and AD&D benefits. Starting premiums can be as low as $1 per month per student. This program will not only help protect students from the medical expenses of accidental injuries, it will be viewed and respected by students, parents and the community as a true benefit of being an enrolled student at your institution.

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Primary Accident Medical Insurance

Student Athlete Primary Accident Medical Insurance

Subject to approval, institutions participating in an excess/secondary intercollegiate basic athletic accident medical program offered through Specialty Insurance Solutions may elect to enroll in the Primary Blanket Accident Insurance Plan outlined in the link below. This optional primary program was developed to assist those institutions that have implemented (or would like to implement) a primary insurance requirement to control costs.

Primary Blanket Accident Program for Uninsured Athletes

International Student

International Student Accident and Sickness Programs

International students require specific coverage for when they become ill or are injured including participation in intercollegiate sports activities. Specialty Insurance Solutions offers programs that include accident, sickness and sports accident coverage for international students that exceeds their Visa requirements. Review the plans below and make the selection that is best for you.

  • Benefits from $100,000 to unlimited per coverage period
  • Intercollegiate Sport Injury benefits from $5,000 to $10,000
  • Coinsurance options from 80% to 100%
  • Deductible options starting as low as $25
  • Access to nationwide networks

GBG Global Student Navy Brochure

GBG – Individual International Student Insurance (Student-Athlete)

  • Deductible: $100-$500
  • Medical Maximum Benefit: Unlimited
  • Intercollegiate Sport Injury Benefit: $10,000

LewerMark Student Health Advantage Brochure

Lewermark – Individual International Student Insurance (Includes Student Athlete Benefit)

  • Deductible: $25-$100
  • Medical Maximum Benefit: $500,000 – $1,000,000
  • Intercollegiate Sport Injury Benefit: $5,000


Athlete Individual

Individual Health Insurance

Many colleges and universities require primary insurance for all student-athletes to participate in intercollegiate sports. Ideally, a plan that provides both health and accident insurance benefits (including intercollegiate sports coverage) is preferable. Specialty Insurance Solutions recommends a Short-Term Medical Plan from Allied/Pivot Health. The Allied/Pivot Health plan provides the following benefits:

  • Up to $1,000,000 in benefits per coverage period
  • Provides coverage for Intercollegiate Sports Injuries up to the selected benefit level***
  • Various Coinsurance options as low as 20%**
  • Various Deductible options as low as $1,000**
  • Freedom to choose any doctor or hospital – no networks
  • Ability to purchase 364-Day Plans, 180-Day Plans, (4) back-to-back 90-Day certificates at one time or as short as a 30-Day plan (Not available in all states – please review State Availability Chart for available options)
  • Pre-existing Look Back period does not follow the insured for every 90-Day certificate if (4) back-to-back 90-Day certificates are purchased up front.

Pivot Health Enrollment Summary & Tutorial Pivot Health Short-Term Medical Insurance Plan Examples Pivot State Availability Chart
Pivot-Individual Health Insurance